Terms and Conditions
1. Introduction
Welcome to EverCool Mechanical. By accessing or using our services, including financing options, you agree to abide by the following Terms and Conditions. These terms govern the use of our website, products, services, and financing plans.
2. Financing Options
We offer flexible financing options through our partners Wisetack and Microf. These plans are designed to make HVAC and water solutions more affordable for our customers. Financing options are subject to credit approval and available based on your financial qualifications.
3. Wisetack Financing
Eligibility
Financing through Wisetack is available for qualified buyers. To check eligibility, you may need to complete an application.
Terms
Wisetack offers financing plans for amounts up to $25,000, with terms ranging from 3 to 60 months. APR rates vary between 0% to 35.9% based on creditworthiness.
Application Process
The application process takes approximately one minute to complete. Checking your financing options will not impact your credit score.
Fees
There are no hidden fees or compounding interest with Wisetack. Financing charges may apply based on your credit and payment terms.
Example
A $1,200 purchase could cost $104.89 a month for 12 months at an 8.9% APR, or $400 a month for 3 months at 0% APR. Actual terms may vary.
4. Microf Financing
Eligibility
Financing options through Microf are available to customers with less-than-perfect credit. Microf offers up to $15,000 approval with flexible terms.
Terms
Plans are available with up to 84 months renewal options and early purchase options.
Ownership
The transaction through Microf is a rental or lease agreement. Ownership of equipment will not be transferred until all required payments are made or the early purchase option is exercised.
Location Restrictions
Financing through Microf is not available in certain states. Please check the availability of this financing option for your state.
5. Financing Application
Wisetack Financing Application
To apply for financing through Wisetack, you must complete an application. The application is quick, and checking your options does not affect your credit score.
Microf Financing Application
Similarly, applying for financing through Microf is available online. You will need to review the terms and conditions before proceeding with the application.
6. Payment and Billing
Billing Statements
Monthly payments for financed projects will be billed according to the payment plan chosen during the application process.
Early Payment Options
Both Wisetack and Microf may offer early purchase options. Any early payments will be credited to your account as per the agreed terms.
No Hidden Fees
Both financing options promise no hidden fees or compounding interest beyond what is specified at the time of purchase.
7. Limitation of Liability
EverCool Mechanical is not responsible for any actions or decisions made by Wisetack or Microf related to financing. All financing plans are managed and processed directly through our partners. We are not liable for any errors or issues that arise from the financing process.
8. Governing Law
These Terms and Conditions are governed by the laws of the state of Florida, and any disputes will be resolved in the appropriate jurisdiction within the state.
9. Changes to Terms
EverCool Mechanical reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page with the updated date. By continuing to use our services, you accept the modified terms.
10. Contact Information
If you have any questions or concerns about our financing options or these Terms and Conditions, please contact us at:
EverCool Mechanical
Phone: (407) 698-3471
